About CAA Auto Insurance
CAA knows a thing or two about taking care of drivers. After all, CAA has been doing it for over 120 years. That’s why so many Canadians trust CAA Insurance for comprehensive coverage, outstanding claims services and competitive rates. Let a licensed CAA Insurance Agent review your current policy to see if you have the right coverage and are getting the savings you’ve earned from your years of safe driving.
Product Features
Standard Coverage
While there are certain insurance coverages required by law, auto insurance in Canada rules and coverage levels vary by province. Depending on where you live, CAA Insurance may be able to offer a tailored car insurance solution with optional insurance coverages. You may also be eligible for claim forgiveness benefits, which protects your driving record and rate after your first at-fault accident.
CAA MyPace™
Driving less? You may be able to reduce your insurance costs without changing your driving habits with CAA MyPace – Canada’s only pay-as-you-go auto insurance payment program. How it works is simple:
1. Enroll in CAA MyPace and pay your base rate plus your first 1,000 kilometres.
2. Install the CAA MyPace device in your car.
3. Download the CAA MyPace App to your smartphone. You can monitor your usage at any time by logging in to your CAA Account online and/or via the CAA MyPace mobile app.
4. Drive. We’ll automatically reload your next 1,000 kilometres for you.
CAA MyPace has helped Canadians save an average of 50% compared to traditional auto insurance. It’s available in Ontario, Nova Scotia, New Brunswick and P.E.I.
1. Enroll in CAA MyPace and pay your base rate plus your first 1,000 kilometres.
2. Install the CAA MyPace device in your car.
3. Download the CAA MyPace App to your smartphone. You can monitor your usage at any time by logging in to your CAA Account online and/or via the CAA MyPace mobile app.
4. Drive. We’ll automatically reload your next 1,000 kilometres for you.
CAA MyPace has helped Canadians save an average of 50% compared to traditional auto insurance. It’s available in Ontario, Nova Scotia, New Brunswick and P.E.I.
CAA Connect
CAA Connect® is a usage-based insurance program that uses your driving habits to help you save. Drive safely, and you could save up to 15%² on your CAA Auto Insurance premium after one year! Available in Ontario
Ways To Save
Depending on where you live, you may have access to these ways to save on your auto insurance:
Safe Driving
Reap the rewards from your years of safe driving. Enjoy savings based on your great driving history.
Bundle and save
Bundle your CAA Auto and Home Insurance¹ to save even more. You’ll get complimentary CAA Tire Coverage¹.
Winter Tire Discount
Depending on your province, you can save 5%³ for driving with designated winter tires.
CAA MyPace
Are you a low-mileage driver? Save with CAA’s pay-as-you-go auto insurance payment program. On average, this program saves policyholders 50% compared to traditional auto insurance.
CAA Member Savings
While you don’t have to be a CAA Member to get CAA Auto Insurance, Members can save up to 20%⁴ on their auto insurance, so it pays to join.
SPECIAL FREE BONUS
Call CAA at 1-833-673-3030 for a auto insurance quote and receive a FREE 1-year CARP membership or renewal, combined with 1-year Zoomer Magazine subscription or renewal*. Available only for a limited time.
Underwriter Notes
CAA Auto Insurance is underwritten by CAA Insurance Company in Ontario and Atlantic Canada. Optional auto for Saskatchewan, Manitoba and British Columbia (BCAA Optional Car Insurance) is underwritten by CAA Insurance Company. MIB is the appointed broker in Alberta.
Terms and Conditions
¹Auto & Property Insurance and CAA Tire Coverage are underwritten by CAA Insurance Company.
²Maximum discount while enrolled in the CAA Connect program is 15% on renewal after one year.
³Underwriting rules apply. Rating applied to vehicles with four (4) winter tires that meet the winter tire designation. Installation no later than November 20 and removed no earlier than April 15.
⁴To qualify for the discount, you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date).
Not all products are available in all provinces. Certain conditions, limitations and underwriting guidelines apply.
Click here to see a list of underwriters covering various CAA insurance products.
*For Auto, Home, Travel and Life Insurance quotes completed by phone via 1-833-673-3030. If you’re not yet a CARP member, you’ll receive a free 1-year membership plus 1-year subscription to Zoomer Magazine. If you’re already a member, you’ll receive a free 1-year renewal (combined with 1 year of Zoomer Magazine). Your renewal period will begin after your current membership expires.
BCAA Optional Car Insurance and Autoplan are sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency. BCAA Optional Car Insurance is underwritten by CAA Insurance Company and Autoplan is underwritten by the Insurance Corporation of British Columbia.
²Maximum discount while enrolled in the CAA Connect program is 15% on renewal after one year.
³Underwriting rules apply. Rating applied to vehicles with four (4) winter tires that meet the winter tire designation. Installation no later than November 20 and removed no earlier than April 15.
⁴To qualify for the discount, you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date).
Not all products are available in all provinces. Certain conditions, limitations and underwriting guidelines apply.
Click here to see a list of underwriters covering various CAA insurance products.
*For Auto, Home, Travel and Life Insurance quotes completed by phone via 1-833-673-3030. If you’re not yet a CARP member, you’ll receive a free 1-year membership plus 1-year subscription to Zoomer Magazine. If you’re already a member, you’ll receive a free 1-year renewal (combined with 1 year of Zoomer Magazine). Your renewal period will begin after your current membership expires.
BCAA Optional Car Insurance and Autoplan are sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency. BCAA Optional Car Insurance is underwritten by CAA Insurance Company and Autoplan is underwritten by the Insurance Corporation of British Columbia.