About CAA Auto Insurance
CAA knows a thing or two about taking care of drivers. After all, CAA has been doing it for over 120 years. That’s why so many Canadians trust CAA1 Insurance for comprehensive coverage, outstanding claims services and competitive rates. Let a licensed CAA Insurance5 Agent review your current policy to help you determine if you have the right coverage for you and are getting the savings you’ve earned from your years of safe driving.
Product Features
In Canada, all provinces have mandatory insurance requirements. However, insurance legislation and coverage levels do vary by province. Depending on where you live, CAA Insurance5 may be able to offer a tailored car insurance solution with optional insurance coverages. You may also be eligible for claim forgiveness benefits which prevents your driving record and rate from changing as a result of your first at-fault accident.
Driving less? You may be able to reduce your insurance costs without changing your driving habits with CAA MyPace – Canada’s first pay-as-you-go auto insurance payment program. How it works is simple:
1. Enroll in CAA MyPace and pay your base rate plus your first 1,000 kilometres.
2. Install the CAA MyPace device in your car.
3. Download the CAA MyPace App to your smartphone. You can monitor your usage at any time by logging in to your CAA Account online and/or via the CAA MyPace mobile app.
4. Drive. We’ll automatically reload your next 1,000 kilometres for you.
CAA MyPace has helped Canadians save an average of 50% compared to traditional auto insurance. It’s available in Ontario, Nova Scotia, New Brunswick and P.E.I.
From Alberta? Try AMA MyPace – Alberta’s first pay-as-you-go insurance! AMA MyPace is a distance-based insurance product ideal for vehicles driven less than 9,000 km per year. Sign up and start saving!
CAA Connect® is a usage-based insurance program that uses your driving habits to help you save. Drive safely, and you could save up to 15%2 on your CAA Auto Insurance premium after one year! Available in Ontario.
In Alberta, AMA Insurance and Alberta Motor Association Insurance Company (AMAIC) offer AMA MyRide. Just for signing up for AMA MyRide, eligible drivers instantly save up to 10% off their AMAIC auto insurance premium. AMA MyRide is an app that provides feedback on your driving habits and the scores you get won’t affect your insurance premiums. Currently, AMA MyRide does not use your scores to lower insurance premiums.
Ways To Save
Depending on where you live, you may have access to these ways to save on your auto insurance:
Safe Driving
Reap the rewards from your years of safe driving. Enjoy savings based on your great driving history.
Bundle and save
Bundle your Auto and Home Insurance through CAA5 to save even more. You’ll get complimentary CAA Tire Coverage1.
Winter Tire Discount
Depending on your province, you can save up to 5%3 for driving with designated winter tires.
CAA MyPace
Are you a low-mileage driver? Save with CAA’s pay-as-you-go auto insurance payment program. On average, this program saves policyholders 50% compared to traditional auto insurance.
CAA Member Savings
While you don’t have to be a CAA Member to get Auto and Home Insurance through CAA5, Members can save up to 20%4 on their auto insurance, so it pays to join.
Underwriter Notes
Terms and Conditions
1Auto & Property Insurance and CAA Tire Coverage are underwritten by CAA Insurance Company. Tire Coverage is not offered in Alberta.
2Maximum discount while enrolled in the CAA Connect program is 15% on renewal after one year. This condition does not apply to AMA MyRide.
3Underwriting rules apply. Rating applied to vehicles with four (4) winter tires that meet the winter tire designation. Installation no later than November 20 and removed no earlier than April 15. The installation requirement dates do not apply to the winter tire discount provided by AMAIC in Alberta.
4To qualify for the discount, you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date).
5In Alberta, insurance is sold by AMA Insurance. Auto and property insurance sold by AMA Insurance are largely underwritten by Alberta Motor Association Insurance Company (some exceptions apply). AMA Insurance sells life and health policies underwritten by 9 different insurers.
Not all products are available in all provinces. Certain conditions, limitations and underwriting guidelines apply.
Click here to see a list of underwriters covering various CAA Insurance products.
BCAA Optional Car Insurance and Autoplan are sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency. BCAA Optional Car Insurance is underwritten by CAA Insurance Company and Autoplan is underwritten by the Insurance Corporation of British Columbia.
Vehicle compatibility and enrollment in CAA MyPace® payment program is subject to terms and conditions. AMA MyPace is sold by AMA Insurance. AMA Insurance is a trade name of AMA Agencies Ltd. o/a AMA Insurance Agency. AMA MyPace policies are underwritten by Alberta Motor Association Insurance Company. All polices are subject to various terms, conditions, limitations, and exclusions that may serve to limit coverage. In the event of a discrepancy between the above and the terms of your policy, the terms of your policy will prevail.